HEALTHCARE INSURANCE
What
is happening with “healthcare insurance?” This is an oxymoron.
Insurance,
in any other business arena, is just that. They take your money and you
don’t want to have to collect;
life
insurance is really death insurance and you don’t want to have to
collect.
Health
insurance, is no longer insurance.
I
would call it medical contracts cards, that is what we are buying monthly with
our premiums. People use and consume.
Healthcare
is no longer healthcare, it is disease maintenance.
It
then, in effect, our premiums purchase a “disease maintenance medical discount contracts
card.”
What
a mouthful. Believe it or not, most doctors, we are stuck in this cycle
as well and we usually choose not to consume and we ourselves purchase
super high deductibles so that we don’t not use.
When
we do use, the cost to us at the discounted contract rate is considered a
reasonable expenditure for information.
What
happens then is that the increased cost of medical insurance comes from usuage.
When
usuage increases, the insurance companies squeeze profits from employers, the insured,
and the doctors.
So
usuage leads to cuts, which leads to decreased quality, increased volume in
waiting rooms, less time with patients.
So
as you can well guess, insurance and the standard, biochemical, biostatistical
model of medicine is not is not compatible with osteopathy.
For
those of us who are traditional osteopathic physicians aspiring to greatness,
we merely tolerate insurance for a short time…
No comments:
Post a Comment